Baby bummed

So im about to be 25 and im ready for my 2nd child. Me n boyfriend have been together for almost a year i feel like hes the one. Ok we have unproctected sex and he comes in me even tho "he says" he doesn want a baby right now and im not on birth control. I dont knw why he does these things if he doesnt want a baby. He always sayin oh i wanna save money and get my house dude ur 28! Im not tryna have babies when im 30 ehhh. But anyways he got a good job i work too. I mean geesh in reality babies dont cost that much just when they get older. And then im like well ill give u 6 months hes like i dont knw. Im so bummed becuz it seem like everybdy has kids but me i knw girls that are younger than me with 3 kids theyre not married or doin nun with theyre lives. Why is it tha i cant have what i want. I might be rushing but im not i can see if i was 21 but im not times ticking. I dont want to wait another year he needs to get with the program n stop actinhg so scary.