Is 19 to young to move in with fiance

Im 19 my fiance 23 im in college. The dorms have no privacy i barely get to see him since i go to school a hour away. I devided to switch schools back to my hometown where he is at or have him move down here. My mom thinks its the worst idea telling me all these things like what if he starts beating me, what if yu get pregnant and dont finish school, what if he makes yu quit school to help pay bils etc etc blah blah is my mom right or is she trying to svare me into staying home