Pregnant? Maybe?

Ok so I usually have 26 day cycle. Me and hubby fooled around with toys and stuff the 18th. He was using the same hand he was jerking off with to finger me. According to glow my fertile window ended on the 16th. My period usually comes like clockwork, and always on the same day that glow predicts. Was supposed to cone yesterday and didnt. Didn't come today yet either. No spotting or anything. I feel bloated and kinda tired, and unusually hot, but that's it.

Is it even possible to get pregnant that way? Seems like a long shot but I guess it's possible? He didn't even penetrate me. We were just fooling around. But I guess if he had his cum on his hand and then used it to finger me it's possible?

How long should I wait to take a test? Like I said I'm always regular.. just don't know how long I should wait to test.