Late period

So i dont feel any different. Not pmsing. And haven't started my period yet,im a week late but no money tp take the test n i am definitely not getting on a bus to go jave a doctor tell me i should start anyday.....my discharge is light watery n kinda creamy. But idk if thats normal or like a sign....blah i just wish i had money for the test or like could remember how i felt woth my last three