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I left my job that paid six figures to stay home with my kids. It just was affecting our family too much to have us both working. My husband would watch the kids Monday through Thursday morning, I would have a sitter on Thursday, then have Friday off from the office but was available at home when needed. He would go to work Thursday afternoon through Sunday night or Monday morning. We never saw each other. He made significantly less than I did at the time. But it's been the best decision. My kids are growing up so fast. We make it by cutting back on things we don't need. No more cleaning lady, less eating out, no cable tv, I don't have the budget to be buying new clothes or getting nails done, etc. But those aren't the things that bring me happiness either. If you want to do it, sit down and analyze it and I bet you would be surprised. I feel like God has taken care of us and I am happy to be home with my babies - three years now. Good luck mama!
Question for stay-at-home parents
I have a curiosity question – or maybe this is just a place for me to vent frustration. For those of you that are stay-at-home parents, how do you do it? Specifically, how do you make it work financially? My husband and I will both have to continue to work full-time after the baby arrives. We cannot afford to live on one income. We don't live a lavish lifestyle, we live comfortably, but do not live beyond our means. The only debt that we have is our mortgage which is cheaper than renting in our area, and my student loan. I just don't get how families live off of one income. For those of you that do, is it just that your partner makes so much more money than you do that you're able not to work? My husband and I have similar incomes, so if one of us were to stop working it would cut our combined income in half. I don't even think we can afford to have one of us work part time, not with the cost of childcare and health insurance. I guess I'm just saying I'm incredibly jealous of those of you that can stay home with your babies! Enlighten me on how you make it work!
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My husband makes about 43,000 a year. And I stay home with 3 kids, 4th due in November. I've never worked, my oldest is 8, then 6, and youngest is 2. Our rent is low only $715, and bills are reasonable.. It's really hard to save money, but we get by.. Once all the kids are in school I will find a job, but as of right now I wouldn't make more than minimum wage and that wouldn't even pay for child care so there is no reason for me to work. So we make it work but it's not always easy. He gets stressed about money a lot. And I can't fathom having anyone but me raise my children ( he agrees I this ) so only one income works for us.
My boyfriend is an independent operator for a company. He owns his portion, though he still has a loan that's for it, it'll be paid off in 7 years. Not bad considering he will be 33 and making good money. Luckily he makes enough now that I don't have to work. Child care is so expensive that if I worked my whole check would go to that alone. So in the end we are comfortable. I do hairdressing on the side so when I do get money I always use it for geocerys or bills.
My husband just makes enough I guess. And like you, our mortgage is cheaper than if we rented. For our exact house but rented people ask more tha double our mortgage. Also daycare here is more than our mortgage so it's not worth it, we save with me staying home. We don't live beyond our means and we cut stuff that we don't need out. Like we paid a ridiculous amount for cable we barely used so we cancelled it. We don't eat out a ton and we just watch what we spend. We have debt including student loans so we just make sure bills get paid before thinking about spending money on extras. Also when he gets overtime it helps so we set that aside for extras. I think it just depends on types of job and what bills people have to pay as to how it works out for some people.
I have been a SAHM for almost 8 years to our 2 children. I couldn't justify paying for childcare. I do babysit in my home for a little extra income for my family. I ttc for 5 years and had 3 miscarriages before having my first baby almost 8 years ago. I just couldn't leave her to return to work. It seemed impossible at times but we made it 😊 Now we have a surprise baby due in December
I'm only 24. He's 31.. he's got a great job making over 8 grand a month. . N I'm high risk pregnancy due to uterus Didelphys. n it took us over a year to get pregnant! He always said once I did, I'd get to stay at home. He already has a 6 yr old son. Do he took him outta daycare for me to watch all day... it gets pretty boring at home. But I'll be busy when baby comes!
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