IVF recommended

Erin • We trust God will bless us with our miracle soon, in the mean time we keep trying and giving thanks.
Hi ladies,
Had our referral to the fertility clinic, they are recommending <a href="https://glowing.com/glow-fertility-program">IVF</a> due to my husbands low sperm.  We got it from 4,000 to 7 mil but unfortunately we are not left with much options besides that.  I'm excited but I am also very nervous of cost, like most our insurance does not cover it.  How do
People do it? I wish we had enough saved but we just don't have it. I thought about taking out part of our 401k or a loan.... Any help or advice on their procedure will be helpful!