What time is the "Right Time"? 😩

🌻🌺Zee🌻🌺 •
So me and my S.O have been together for 2 years now. I'm 24 years old, and he's 30. He recently opened up to me about how he feels he should've ALREADY had kids by now, and he's only 'Getting older'. Me Personally, I want children but not at this very moment (Not financially stable), and He's the same. He wants to wait. But its like.... What if I'm ready when I'm 28?....by then he'll be 34... It's just so hard to agree on things like this with our age gap. 😔