Mad that my husband didn't pay his truck payment.

Last night our truck was repossessed. I have no idea what to do. I'm freaking out. My husbands truck is his work. He owns a landscape business. How is he suppose to work with a truck? It doesn't seem like the bank cares to help us out at all. We just put new tires and registered it last week. We were only behind 2 payments and we're working on refinancing it to make the payments more affordable. Has anyone else had this happen? Is it even possible to get the vehicle back? If not can we go get all our tools and personal stuff out of it?