Cervix check?!

A
after reading so many glow posts I'm very concerned about getting my cervix checked.. My next appointment I'll be 37+4 and it'll be my first time getting it checked. Everything I read is negative - a lot of bleeding, cramping & pain. I've also read a ton of posts on here saying to refuse the cervix checks because they're not needed. Basically just wanting some advice or thoughts on the whole thing 😳