39 weeks and nothing 0cm

Went today and cervix was checked and I'm completely shut and baby is -2. He wants to induce at 40 on Monday but now I'm thinking I want to back down. I am so confused I don't know what to do also because hubby only has family medical leave till the 19th and the 15th is my due date. I don't know what to do...... if my body isn't ready & neither is baby I don't want to force it unless I'm waaaaay over due. 😢