I have so much bad luck.

My car showed signs that the head gasket was going to go very soon, so we decided we needed another car asap. We have no savings so we attempted to get one on finance but with bad credit ratings we kept getting refused. Then one company contacted my husband and said if he could get the documents they needed they could loan up to £4000 so we were over the moon as we really need a car as we have two children and at present they are in nursery and school.

The only condition to the loan was that it had to be a dealer. 

So we one and went to go see car it was ok and we weren't that happy so we walked away had a few more line up second one was worse..

Then I found the third one which is the one we got. (Was over 200 miles away) Got all paperwork together and had to wait 24 on finance company agreeing which they did and we got the car YESTERDAY.

So we take are child to the park and whilst there I go to the open the car door (and yes I did check my mirror) and a cyclist going some speed takes the door off!! There is up to £2000 worth of damage to the car. The car was insured and is with the approved repairs now. We got a courtesy car but I have a feeling the insurance isnt going to pay anything and we are now left with a debt of near £5000 😢 I actually feel broke inside.