Do you and your partner have a joint account or separate?

Question

We had a joint account at one time but my fiancé likes to spend a lot so we went back to separate lol he makes a lot so it's his money and he can do what he wants. I don't make as much but I'm very frugal. We are about to buy a home together and I feel like it would be easier to have one account but I don't want to argue about what he buys. If that makes sense lol

Answer

Why don't you set up a joint account you both put half of the money in for bills etc, then keep your seperate accounts too :-) that way you are both equally contributing to the bills and both have your own money to do what you want

Answer

We have a joint checking for bills, we each have our own checking, and I have a savings because my husband is terrible with money!!

Answer

Separate. We've been together 6 years, got engaged last year. His earnings are his earnings, mine are mine. We split household bills fairly according to the amount we earn, pay for our own cars, and we do the food shopping about equally.

Answer

We have separate accounts mostly because we never had a need for a joint account. We both work, he pays the mortgage and I pay the bills. Whatever else we need we normally just buy ourselves. It works for us.

Answer

Everything is joint for us and there is no seperation of "my money" and "your money". Its just a giant pool and I pay the bills and do the finances from that.

Answer

We have both. We have the same bank and transfer money into the joint for bills and if we need to give the other money. Protects us both and still are able to get money from each other when need be.

Answer

We have our own accounts, and one combined account we transfer to for bills. But we each have a debit card for the others personal account, and we can transfer freely between the 3 so it's like we have 3 joint accounts lol 😂

Answer

We have the same account. Everything gets paid threw that one acct. it's always been "our money "

Answer

if he can't control his spending keep separate.

Answer

We have separate accounts & a joint. We put money into the joint account for our shared expenses & things we do together. All my personal expenses & indulgents come from my personal one.

Do you and your partner have a joint account or separate?

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