Spoiled 4 month old?

Ashley🌹🌹🌺 • I'm a FTM with experience of babies from raising my sister. I'm an herbal nut who's madly in love with my soulmate.
Can a baby be spoiled at 4 months? My neighbor has a friend over who has a ill 4 month old who cries when anyone but mom holds her. My neighbor claims that she's spoiled her daughter by doing too much skin to skin contact. My thought was that the baby did not feel safe being held the way she was, BUT I wasn't about to tell my elder that she was holding a baby improperly. Lol especially when it wasn't my child. I might have gotten a shoe thrown at me. Haha
What do y'all think?