Is it wrong of me to be ttc and not have high income?

So my hubby and I have been ttc for 8 months, and people have said to me before that if I can't afford a second car, I can't afford a baby and shouldn't try to have one. I live in West Virginia and there's a program called WIC (Women, Infants, Children) and it provides things for women who don't have a lot of money. My one sister is a single mom and uses WIC for her 4 month old and used it through her pregnancy. My oldest sister used wic with both her kids and she was married and they were both working good jobs. So I know it's doable. I'm starting a job next week and my husband makes good money for the area we live in. I'm just wondering who all thinks we shouldn't be ttc because we don't have the money to buy a baby luxurious things that they might not ever need. Also, I read a study saying families who make less than $30000 a year tend to be happier than people who make over $60000 a year. 

Vote below to see results!

2.7k views β€’ 1 upvote β€’ 121 comments

COMMENT (121)

Ho

Posted at
Personally, I feel like if you and your husband can't afford a baby and the government will be paying for a lot of your baby's needs then I don't feel you should be TTC. 

Ho

Ho β€’ May 24, 2016
That's awesome that you're going back to school, Erica! It sounds like you both have your heads screwed on right x

Er

Erica β€’ May 24, 2016
I agree! I just quit my job because I'm going back to school, and while my fiancΓ© and I would LOVE to TTC, we know we simply can't afford it quite yet. He makes 60,000 a year now and we still have to live on a strict budget. Don't rely on others for financial support.

Ni

Nicole β€’ May 23, 2016
amen! that means YOU aren't taking care of your child you expect everyone else to. smh

Am

Posted at
If WIC is something you are counting on you shouldn't be trying to conceive. Living off of the government is not a way to support a family. If you NEED it unintentionally then ok. But if you're having babies to work the system then you need a reality check. 

Sa

Posted at
I can't believe over 30% of people think you shouldn't conceive. The amount of money you currently make is not permanent. You will NEVER regret having a child, however, you can regret waiting due to a temporary situation. Good luck! ❀️

Ke

Kelly β€’ Jun 21, 2016
I agree if you wait till you are all set it could be to late😒

an

ann anchoress β€’ May 24, 2016
YAAAS

Ta

Tabitha β€’ May 24, 2016
don't wait until you are"ready", it may be too late

re

Posted at
If you are getting WIC you either dont have "good jobs" or you're lying to the government. WIC is for families in serious need. In my state a family of 3 would need to make below $37,167 pre tax in order to qualify. I dont know how a family of 3 could really even live on that. It sounds like you need to sit down and write out a budget. Can you afford rent, food, bills, gas, diapers, etc etc PLUS unexpected expenses like a medical bill, to take off work time to HAVE the baby, daycare, if a car breaks down, to put a little in savings, if you have an emergency. If you can... go for it, ttc.

VH

VH β€’ May 24, 2016
It would seem I'm not the only one making that call given the response from others.

Ve

Veronica β€’ May 24, 2016
Wic is food stamps? πŸ˜‚ girl please wic wouldn't even feed myself for a month. I qualify for wic and NOT food stamps. If I could I would rather get food stamps instead

re

red β€’ May 23, 2016
You can take my comments as judgement if you want, thats your call

Ca

Posted at
I don't think you should be having a baby if your already planning on using government assistance.

An

Posted at
Eh that study sounds like BS. It depends on your relationship, not how much money you make. I've been on both sides of that income range and the relationship I'm in now is 100 times better and happier. We happen to make well over 60k a year as well. But to me if you go into having a baby knowing you need government assistance then you shouldn't be having a baby. Obviously things happen, someone looses a job whatever that you might need assistance for a short time but if you expect for others to pay for your child from the start with no end date in mind then perhaps some budget planning or getting better jobs is needed first. 

El

Posted at
You can do whatever you want, that's the great thing about living in the USA. If you want to have a baby their is nothing wrong with that. You are both mature consenting adults. Poorer parents can be just as good as rich parents. Raising a child isn't about having the most money, it's about how much you care and love the child. Rich people can buy their children all the toys in the world, it doesn't make them better parents because of it. 

Co

Posted at
I don't think you should have to be able to provide all of the top of the line baby things but you should be able to actually provide for it. I think if your are ttc and already planning on relying for others for the basics, maybe it's not the right time.

Je

Posted at
First off, hello fellow Mountaineer!Secondly, to the people saying 30 grand a year income isn't doable...um my husband is a teacher and makes about that. We are doing just fine.As far as WIC goes, good for you for being aware of services in your area for families. You may also want to look into Parents as Teachers if you have that in your area. Pretty much, no one is ever financially "ready" for a lot of things. That's just how life works. You have unexpected costs and random things happen. If you are willing to work at it, which is sounds like you are, it will be ok.Like a few others said, it mostly depends on your relationship with the baby's father prior to getting pregnant and if you feel that it is the best step for you guys.

Ve

Veronica β€’ May 24, 2016
Dang that sucks for people in New England. I moved to state that was cheaper then my home state. Best decision I made for my career and living expense wise

An

Anne πŸ’™πŸ’™πŸ’™ β€’ May 24, 2016
We live in a town that is 35 miles from the city I work in. We make over 100k a year and live in a very modest home because it's all we can afford. But we have some of the highest taxes, gas prices and electricity rates.

An

Anne πŸ’™πŸ’™πŸ’™ β€’ May 24, 2016
I don't live in a city. The entire state is expensive. The further out of the country you live the higher the rents get. Living out in the country they pretty much only have luxury apartments that can be over 2k a month.

Ka

Posted at
I never really think people are ever fully prepared to have a baby. Me and my husband are not very well off, even though we do make decent money, we don't own a house and have one car (we work at the same place). Once we have a baby, I am only going to work a few days a week. Not everyone can be millionaires and not every lifestyle is for everyone. I have always wanted to be a mom and money will not stop me from doing that. There are some days I think we should wait since we are saving to be able to afford treatments but I know this is my dream and I won't let anyone change my mind. Continue doing what makes you happy, not all wealth is measured by the size of your bank account πŸ˜‰

Ke

Kelly β€’ Jun 21, 2016
Oh and my hubby and I are not rich but we get by on our own πŸ˜€

Ke

Kelly β€’ Jun 21, 2016
Well said I have wanted to be a mom since I was a kid and I am not going to let anything stop meπŸ˜€