Masturbation!!!

Girls please help, I'm not one of those girls who gets pleasure from inserting my fingers in to myself and I definitely can't but would love to be able to 'squirt'. My boyfriend being one out of 3/4  of my previous serious relationships is the only one to make me climax! But, I want some girly time to myself, I'm still too young to go out and buy any toys but  I would online! I really want one and I am not ready to pay lots of money for one too! Anyone have any ideas and also ways too turn myself on with physical things or websites?