Anyone have any experience with Aflac? My OB removed me from work and I had to see a cardiologist who also agreed I should not be working; however, today in the mail I got a lovely letter from Aflac that my short term disability claim had been denied! I guess heart conditions that cause frequent episodes of passing out is not considered a reason to not be working. I'm at a loss right now. If this does not get approved I will have to potentially risk my life and my unborn child's life by returning to work because unfortunately I have bills to pay & my husbands income alone will not cover all our bills. Does anyone have any advise or experience with Aflac???