when he's not ready

Br
I found this article on Parents.com and I thought I'd share with you guys. it really hit home with my situation. 
my husband has been hesitant to start a family and would say "let's save money first or not right now" but I never understood why. He couldn't really explain it but I could see he just wasn't ready which I respected. 
I asked him today if it might have anything to do with his childhood. (he doesn't have a good relationship with his mom) I could tell he was really considering that as a possibility. 
check out the article: 
http://www.parents.com/pregnancy/considering-baby/is-it-time/when-one-partner-isnt-ready/