Please help me...

So my period was due two days ago...my cycle has been anywhere from 24-33 days and its now day 33. Im 14 and praying im not pregnant, my vagina feels dry and there is some "clumps" of cloudy stretch discharge. Im freaking out. I havent had sex but ive been eaten out and fingered but never with any direct cum involved. Am i overreacting? Im really scared and stressed can someome please explain