I'm 12 days late

But all tests are negative. I had horrible ovulation type pains saturday and sunday. I'm on CD44 or 47 of my cycle.

I don't want to call my obgyn cause they'll just tell me to take provera and won't listen to me. And they won't see me in person until I pay my 85$ but I can't pay that, because I can't legally drive until my nurologist clears me. I'm not ttc right now but I'm freaking out as to why I'm not having AF.