Is this bad?

FTM. My baby of 3MO will sleep rarely with me in bed most of the times in her crib. Like should i permanently keep her on her crib? I heard its bad cause they can get user to sleeping in bed instead of sleeping on theyre own.? For example my husband works nights so theyres nights my baby will be awake and I'll just wait for her to sleep and move her to her crib she will sleep through the night. But I'm saying if having her sleep sometimes in my bed will affect her wanting to sleep on her own as she gets older?