Plz help me make a decision

K
Hi everyone. Im trying to make an appointment with obgyn. But once i called they r trying to send me right to fertility doctors which i dont want coz i dont have any insurance and also i think its little bit early to visit fertility doctor. I told her i have 2 reasons like first trouble to get pregnant and other reason im getting cramps 10 days before af. What u guys think do i need to visit obgyn or fertility doc?