Deciding whether to TTC or not...

Tarla-Rae
My husband and I have been thinking about TTC for a few years now, but every time we think we are ready, we always come up with some reason to wait. I'm now 29 and he's 32 and we are thinking maybe now is the time, but still having a hard time making the decision. How did you know when you were ready/when it was the right time?