Not sure what to think?

So I have been in a relationship with the same guy for like 6 years we have been living together for like 4 1/2 years. We have discussed having kids in the future when we are more financially stable. But I just found out I'm pregnant. He said he was excited but at the same time worried about our financial situation and thinks that we should have the baby. I was hoping if any of you girls had some experience on the topic.