Am I just young and dumb???

Kei`Ana
I was talking to my mom the other day. And I was telling her I have like an irrational fear of ever putting anything in my vag. I said I don't want to have sex. And I said but I still want children so I may adopt or have like a sperm donor or... I forgot what it's called ( when a lady holds your baby for you). She thinks I'm kidding because I'm young and in high school. But I'm so serious. Like I don't know if I will ever do it. Like the thought of it makes me uncomfortable. Is it really just because I'm young?