When is a good age to have a baby? 🤔🤔🤔

Daysia
What's a good age to have a child? I'm currently 19 and my boyfriend is 20. Obviously we don't want any now because we are young and in college and can't really afford children, however I do want a little bundle of joy in the future around 28 or 30 once I have a career, degree, house, and etc.Â