the way my boyfriend dresses

is it wrong that I absolutely hate how my bf dresses?! He wears pants that are too big, and with holes! It looks really tacky and I can't stand it. He's 26 years old.. he says he doesn't care about what others think and that's great! But why would anyone want to look like that?! I love him to death, I do. But he needs an new wardrobe, how can I tell him this with him actually understanding and not getting offended?! It's not like we don't have the money, I get it he's a male, but I see how some guys dress these days and honestly it makes me upset, I know I can't change him but is it wrong asking him to at least put forth a little bit of effort?! What do u girls think? Sometimes I feel really embarrassed to be seen with him in public bc he looks so bummy, does this make me a bad person?! 😩