no financial aid .... student loans

Zena
Okay so I started college in 2015 the fall and attend for a year for two semesters. But I flunked out of college and lost my financial aid. Then I went back to college in the spring of 2016 and failed all my classes yet at that time my mom paid out of pocket, which cost her a lot of money. Now I re applied for financial aid  the spring 2017 year and I didn't get approved for it. My mother keeps telling me to " apply for a student loan and its money you have to pay back so you can't flunk out." So it's bothering me and idk what to do now. 😩😩😩 I work at part time job that's minimum wage and it'll take me forever to come up with almost $5,000 just to go to school. 
What do I do?