Has anyone had NIPT done??

Amanda
So we really want to have nipt done i know its called maternit21 or harmony? Our insurance said its covered if medically necessary which i dont think ours would be found necessary, im under 35 and not high risk but ive had friends with the same insurance have it be covered? They werent high risk or over 35 either. Has anyone had this done and end up being covered? What did they tell you the out of pocket cost would be? If its nothing crazy well probably do it anyway but i have a friend who was told it would be 150 and another told it would me over 1000! I just cant get a straight answer anywhere