MONEY SMARTS: Set financial goals
First things first. When it comes to money, try not to be too hard on yourself. We all have to start somewhere so give yourself a pat on the back for taking the first steps to becoming financially responsible.
Think about how much you want to put away for things like retirement and emergency funds. Deciding how you want to tackle any debt you have (school or credit card) is also an important one. And don't forget about other kinds of long term goals, like buying a house, getting married, or having kids (should you want to).
Adult things are happening to you so make the most of it!
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