Experience with epidural?

I have had 3 natural Un medicated births and I really am scared to do it again! (3 weeks away from due date) like I'm actually terrified. Part of me really wants to go to the hospital and get the epidural to make the experience not so scary. The things that put me off this though are I would have to give birth in hospital (other 3 babies were at birthing centre) and I wouldn't be able to have a waterbirth. (All 3 babies have been waterbirths.

Who here has had an epidural and what was your experience.

My labors also tend to be quite quick (last one being around 5 hours) would I have time to get an epidural? What are the side affects? How soon after can you walk or be transferred to the birthing center?

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