I'm late. Supposed to start period Monday, 22nd. Hesitant to take a pregnancy test or not. Is it too early to test?

Kaelani • 27, Married💍Mommy to my 4yo son 🐵; TTC Baby #2 🤞😚
& I haven't told my husband I'm late in the off chance I'm just having a fluke month. But, I have high hopes that this is it. I am just scared of testing too early.....?