I'm considering a consolidation loan on my credit cards and couple other outlier debts that I feel I'm getting nowhere with bc I can't make more than the minimum payment and I'm getting eat up with interest. I'd like to pay those debts off to zero balance and pay one sum to one company that covers all. Has anyone does this? What was your experience? Positive? Negative? Any regrets? Was it the Best thing you ever did? Is there a particular lending company you used that you liked? TIA