RAISE MY CREDIT SCORE

xo

So I have a 547 credit score. No credit history except student loans. I've been denied every time even though I literally have no credit. So my score keeps going down because I'm trying to get credit. I attempted to open a secured card at my bank and haven't heard back but if I don't get that i'm at a loss. Where can I go go get my credit raised?? In less than a year I am going to be renting an apartment and I'm getting really stressed out!!!