Is taking out a loan so you can move out a good idea?

Here's my situation I'm 20 and pregnant living with my parents I'm still with the dad but he has no job right now (he's looking) I work 40 hour weeks for 8.25 an hour ... my mom says that when the baby is born the father of my child can no longer spend the night at our house so I will be alone every day and night taking care of our child and she's also telling me where in the house MY baby can and cannot sleep so I'd taking out a loan a good idea ...?