Blood test through insurance?

Question

What are the requirements to be able to have thy test covered under insurance? I've seen some people say it's based off age and some say the doc just gave it to them. I'm 24 and this is my 4th pregnancy and only 1 living child.

Answer

You can call and ask your insurance company, but usually they will tell you it depends on whether the test is medically indicated or necessary. Your healthcare provider can tell you whether or not you have high risk factors or a history that suggest you need to take the test. If not, and you choose to do so anyway, there are usually different companies offering the test and you can call them directly and sometimes negotiate a discount. With my prenatal clinic, they have 3 versions of the test, one is $299, one is $159, and one is $49. Those are out of pocket (not covered by insurance). Good luck!!

Answer

I called my insurance, and they told me how much they would cover and how much I would pay out of pocket