Question?

I have read several posts on here from WOC stating that names like "swirl", "chocolate" or "cream in my coffee" adjectives to describe babies or SOs as being annoying, offensive or racist however I've also read several posts from WOC using those same adjectives applied to their own children, themselves or SOs. I would genuinely like to know what the issue is with these adjectives? Is the feeling these adjectives create purely personal or is there an overall issue with them?