It's open enrollment right now for health insurance next year. I might be doing <a href="https://glowing.com/glow-fertility-program">IVF</a> in February/march but insurance covers none of that. I guess I am basing this off of me getting pregnant in 2018 and what the most cost effective option would be.

Here are my options:

80% covered after we hit our deductible.

$120 a month $3300 deductible for each of us (my husband and I)

$148 a month $2700 deductible for each

$260 a month $2700 deductible total for both is us. So about $1350 each