Just need support

So I am in my early 20s and recently have had such a strong desire to have a child. I wouldn’t say that I’m not ready right now because I do feel as if I would be a great mother, but financially my husband and I could use another year or two for stability (he’s definitely not feeling as ready as I am). I have a great job, but husband is finishing up his degree this May and will hopefully have a permanent job soon after. I know logically that it is best for not only us, but our future child to wait until we can stably provide for them. However, I keep finding myself wishing and hoping I would get pregnant even though we aren’t actively trying.

A lot of these feelings are stemming from the fact that I fear I am unable to conceive (possible endo or scar tissue from long-term unknown infection). It’s almost as if I want to get pregnant just to have reassurance that I’m able to because waiting a couple years makes me fear it even more. All I know is that I’ve been having such a hard time shaking these feelings and am wondering if anyone else has ever felt this way or have any advice/positive support/personal experience to share?

P.s. Thanks for listening