ADVICE PLEASE!

Monique • Mommy to an angel 👼🏻 Mommy to Shane Andrew batista 🍀 Jack , Theo 🐾 Ignis 🐠 Engaged to my highschool sweetheart

So me and my man have been together 4 years, and we want to get married we’ve been engaged for 2, we want our wedding to be on october 9, but get married in January cuz we don’t wanna wait, but we don’t have the money to through our wedding atm, Idk what to do and need advice plzzzz tell me if it’s stupid or not or good whatever Just I need opinions