I honestly don’t know where to post this question at. Let’s say I got pregnant in April, I’d pay the deductible for this year with all visits and exams I’d have to do at the obgyn and then the insurance would pay for the rest throughout the year. But since my baby wouldn’t be due until next year, then once January comes around I’d have to pay the deductible again before the insurance kicks in, correct? Or is paying the deductible for the baby only occurs once even if the baby due next year? Idk if I’m making sense. If this is true, then I need to get pregnant like now in order to have the baby this year and not pay deductible twice