TTC for about 3 months

My boyfriend and I have been TTC for almost 3 months now. In October/November I stopped taking my birth control. On November 18th I took a test and it was negative. After that my boyfriend and I kind of started trying. I stopped drinking alcohol, we tried to ween off using lube, cut down our caffeine intakes. And still nothing. December rolls around and I started to get so many early pregnancy symptoms. Took a test, negative. Today (1/30) I took two tests this morning, the first one was a dud and didn’t work whatsoever. The second one came out negative after about a minute and half. It was kind of disappointing but I always say it’s a sign. We are not ready to have a baby financial, we both have jobs just not money saved up. But we’re young and want to start a family.

The top one is the dud and the bottom is the immediate negative.