Egg Donor or Surrogate Mom

These two options have came across my mind more than once. Have any one of you ladies donated eggs or became a surrogate? I’m a healthy young woman, that is good looking and have had two healthy children. I know I will be a great candidate for either but every time I go through with the application- I back out due to horrible stories of woman who do it and have serious side effects. My husband will stand by me. He just doesn’t want me to hurt myself in the future.