My husband and I recently moved to Brisbane from London and we're currently going through the minefield that is shopping for health insurance. We've been trying to conceive for over a year now with no luck - had the basic tests done in the UK and they didn't show up any problems, but we're at the stage where we need to consider whether things are going to happen naturally or not. I'm struggling to get my head around the health system and what Medicare covers: is it free to give birth in a public hospital? Can you access infertility treatment at a reduced cost? Is it worth paying the high ($350 ish per month) premiums to get insurance that covers these things? (And non-fertility-related, what if one of us was - for example - in a car accident? Under Medicare, what kind hospital bills would we be looking at?) Any advice would be really appreciated! Thank you, Catrin XOXO