elective cesarean

I am only 9w5d. I had never wanted kids. the idea of pregnacy disgusted me, it still really bothers me. My fiance is the only person I have ever considered having a family with. we were planning on waiting a long time and really considering fostering. I got pregnant right as everything that could go wrong was going wrong. I was laid off, he was laid off. his grandmother (who raised him) got sick and passed away. We had to use what little savings we had to go down to see her. I suffer from sever depression and anxiety. I need to convince my Dr. I need an elective cesarean but have it labeled medically necessary. Im having several panic attacks a day. I have hyperventalaylted several times. the stress it's causing can not be good for the baby. Because the companies we worked for laid us off unfortunately I have the Oregon health plan as my insurance. They do not cover elective cesareans. Women in my family on my mother's side have a horrible time with and after birth. all blood related , from my grandma and her sisters down there's 33 female relatives who have had children. 13 had 4th degree tearing with no intervention i.e. inductions or forcept. 12 had 3rd degree tearing. 5 had to have hysterectomies because of complications from vaginal births. 27 had sever post partum depression. 7 had thier children temporarily taken away because it was so sever. the few cesareans that have happened ended with much better results. none of them had post partum depression. they healed quickly and were back to them selves. they all say they wished they would have had cesareans for all of thier deliveries. if I had income I wouldn't even question and find a way to pay for it. but with already accruing debt plus all the expenses of a baby there's no way i can take it on. I need to talk with the Dr and find a way to convince her it's a medical necessity. any one else have a similar situati9n or ideas I am desperate.