Mom Belly

So, I'm looking for some advice. I have always been chubby, and I have always carried it mostly in my stomach, since I've had my two boys I've gained weight and my stomach is just lower and I'm so self conscious about it. I've used spanx and I find them incredibly uncomfortable and really just inconvenient. lol. I'm working on losing weight but in the mean time what can I do about lower belly fat and concealing it so I don't always have to wear a loose top.?