How old do I have to be to have my own bank account?

Question

Do I have to be 18? I’m turning 16 in July. I always have my own money that I’ve saved and I want a debit card. I don’t want to open an account through my dad because it’s complicated 
I have no clue where to put this

Answer

You can open a savings account at any age. If you are are of working age and you have a job you can most definitely open a checking account with a bank card. I recommend Y-12 or other credit unions over a bank.

Answer

I believe you could have a student account that is connected to your parents. I did that. But i think i was 18. So I’m not sure how it would work at 16. Honestly, you could call the bank and ask.

Answer

I got my debit card when i was 16. Didn’t need a parent or anything.

Answer

I think when you are underage you can have a savings account but not checking.

Answer

For me, all my parents had to do was sign a consent thing, but it wasn’t through my parents.

Answer

you can be 16. I had one at 16. it can be linked to a guardians account in case it bounces or they want to add money. it doesn't have to be though

Answer

I had to co-sign with my mom to get a debit card at 16. Which sucked because she always had access to my money and always took it. But call your bank and ask them what options you have

How old do I have to be to have my own bank account?

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