Scared to take a pregnancy test, when to do it to avoid disappointment?

Re

My cycles are like clockwork however I only log when I see red blood. I have spotting which builds up for 3/4 days. I had this early but has now totally finished and I’m late for my period by 2/3 days. No cramps. No pms. (I’m Ttc after mmc in March)

I see so many posts of women doing tests straight away and getting faint positives and then doing more tests and they’re negatives or having chemical pregnancies.

I would rather not have this, how long do I need to leave it for to rule out this potential? Thank you

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