Please ease my mind

I had sex a couple days before I was supposed to get my period. We used a condom and he pulled out. I ended up never getting my period. A week or so later we had sex again and he used a condom but came on my stomach and the outside of my vagina. I am now 20 days late from the other time we had sex. I don’t think I have any symptoms but I am really worried. I have recently graduated and was anxious about that. Could that be the reason I missed my period? Or should I take a test?