Period or spotting during pregnancy? Too soon to take a test?

I have the Paragard IUD and I’ve never experienced spotting on it before, except one other time. I’m having some spotting and cramping, but with the IUD my period is usually very heavy and relentless with no spotting. I’ve had the IUD for a year, and I’ve had it before. I got it taken out because I was experiencing very similar symptoms to what I’m currently experiencing, including spotting...and I was 13 weeks pregnant.

My SO and I had unprotected sex more than once throughout my ovulation week, including my ovulation date. I’m extremely nauseous, fatigued, bloated, I have headaches, I’m moody, my breasts are sore and noticeably bigger, I’m spotting (it’s bright red to pink, very light, and accompanied with clear mucus) but I haven’t outright bled, I rarely have an appetite. My period should have started five days ago, and my ovulation week was two weeks ago. My last period began on June 5th and ended June 12th.

Is it too soon to take a test? Should I ride it out and see if I’m just having a late period? My last pregnancy wasn’t to term so I’m sort of freaking out.