I wanted to see how many other ladies have been in this position my health coverage is a PPO coverage that doesn't cover maternity. it offers fixed discount rates for services. My insurance provider basically specifically told me to start negotiating cash rates with the hospital, doctor, anesthesia ect.

basically how many other ladies have paid cash prices for delivery? I'm projecting I'm about to spend anywhere between 7k to possibly 10k for a normal hopefully uncomplicated vaginal delivery. I dont even want to think about if things go south or a what I'd be paying for a c section. 😰😖